Then you will always have it with you.
You are too smart; you don’t need them.
This is a lesson for the ages. There is much more to this that I will have to do my best to teach you, but you can start by keeping a written budget and developing a sense of responsibility towards your future self.
You learn much about a city and yourself when you see its art collection. A good museum will fill your chest up until it feels as though your heart could explode.